What is a balance transfer credit card & How Does it Work?

If you find it challenging to manage credit card debt, a balance transfer credit card could be a beneficial option. Numerous credit cards provide promotional interest rates as minimal as 0% on balance transfers, facilitating the reduction of your debt without accruing additional interest. It’s essential to note that there is usually a 3% to … Read more

Citi Premier® Card 2024

Citi Premier® Card 2024: In our latest “What’s in our Wallet” series, I found myself as the sole member of the FM team actively utilizing the Citi Premier card in my household’s credit card rotation. This revelation may not come as a shock, considering that despite being a longtime Premier cardholder, it had taken a … Read more

Discover it® Cash Back 2024

Discover it® Cash Back 2024: Discover® is renowned for its rotating bonus categories featured on its most popular credit cards. These categories provide an opportunity to earn one of the highest rewards rates available, provided you keep track of the Discover cash back calendar. Qualified Discover credit cards offer 5% back on up to $1,500 … Read more

PNC Cash Rewards® Visa® 2024

PNC Cash Rewards® Visa® 2024

PNC Cash Rewards® Visa® 2024: The PNC Visa® Business Credit Card* is a straightforward, no-frills option ideally suited for business owners who often carry balances on their cards. Cardmembers may qualify for a lower-than-average APR, effectively reducing interest expenses incurred on balances.Businesses with existing credit card debt can also leverage the card to consolidate debt … Read more

Blue Cash Preferred® Card from American Express 2024

Blue Cash Preferred® Card from American Express 2024

Blue Cash Preferred® Card from American Express 2024: While many cash back credit cards provide bonus rewards on groceries, the Blue Cash Preferred® Card from American Express stands out with its exceptional offerings. Cardholders can enjoy an impressive 6% cash back on up to $6,000 of annual spending at U.S. supermarkets and select U.S. streaming … Read more

Citi Custom Cash Credit Card 2024

Citi Custom Cash Credit Card 2024: Managing multiple rewards credit cards can be cumbersome, especially when trying to remember which card to use for specific purchases. Each card typically offers different bonus categories, sometimes requiring multiple activations throughout the year. The Citi Custom Cash℠ Card simplifies this process with its automated bonus category tracking feature. … Read more

PenFed Platinum Rewards Visa Signature Credit Card Review 2024

PenFed Platinum Rewards Visa Signature Credit Card Review 2024: The Platinum Rewards Visa Signature® Card* offers an exceptional rewards rate, granting an unlimited 5 points per dollar spent on gas and electric vehicle charging stations, 3 points on groceries, restaurants, TV, radio, cable, and streaming services, and 1 point on all other purchases. While this … Read more

Netspend Visa Prepaid Card Review 2024

Netspend Visa Prepaid Card Review 2024: The Netspend Visa Prepaid Card is a debit card with elevated fees, serving as an alternative for those unable to secure a traditional checking account. However, for the majority of users, we do not advocate for this product. The Netspend Visa Prepaid Card functions similarly to a standalone checking … Read more

Chase DoorDash Rewards Mastercard Review 2024

Chase DoorDash Rewards Mastercard Review 2024: The DoorDash Rewards Mastercard may be a sensible choice for individuals who regularly utilize DoorDash services but may not offer competitive advantages in other scenarios. We believe that the DoorDash Rewards Mastercard® is a practical choice for those who frequently utilize DoorDash services. However, it may not offer significant … Read more